Fee free Mortgage Advice from David Search Mortgage Solutions
At Search Mortgages.co.uk we are more than pleased to answer any questions you have in relation to your mortgage queries, whether its related to a current mortgage arrangement or you are purchasing a new property and want the best deals available at this moment in time to suit your circumstances.
Totally fee free mortgage broker.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
Visit our website You can email us at firstname.lastname@example.org and we will respond promptly or call us directly on 0800 756 7794
Our address is 1st Floor , Canada House Chepstow Street, Manchester M1 5FW
Yet another glowing testimonial
“Aaron was a brilliant Mortgage Advisor. It was my first time getting a mortgage so Aaron was knowledgeable and very professional at explaining everything clearly to me from the start. We had quite a few problems along the way - I almost gave up… but Aaron never did he tried very hard to get me lending again and again. He was easy to contact throughout the whole process and responded back to me very efficiently via email/phone call even after working hours and at the weekends. Aaron was able to chase up applications and kept me up to date on whats happening during the process. Finally, It was good news we successfully got lending and official mortgage offer. I really appreciate the work that Aaron and Vicky had done to get this mortgage for me, I couldn’t ask for more. I Highly recommend search mortgage solutions to everyone. I wish them all the best in what they do and keep up the good work! Thanks Aaron & Vicky! “
Our most recent testimonial from satisfied LGBT customers..
“I completed on the purchase of xxxxxxxxxxxxxxx this afternoon… I can’t tell you what a relief this has been after such a difficult and long journey. I just wanted to thank you Aaron for your patience, support and great advice through such a difficult process, and also you David for stepping in and helping me in the final week while Aaron was away. I can’t thank you guys enough, and as the review I sent in recently says, I couldn’t recommend you guys highly enough for your professionalism, market knowledge and amazing customer service. You really have been consistently great!
I understand that my personal circumstance being thrown into disarray caused you a lot more work Aaron - thank you for bearing with me and helping me put another application in. I can’t tell you how much it meant to have your support with doing this as it was a very difficult and upsetting thing to go through, and you helped make it as easy as it could have been.
I will drop in at your office sometime when Aaron is back to say thanks face to face. But for now, you can enjoy not hearing from me for a while (hopefully)! Enjoy the rest of your holiday Aaron!"
NO FEE: GREATSERVICE: #LGBT at Search Mortgage Solutions 1st Floor, Canada House, Chepstow St Manchester, United Kingdom M1 5FW
First-time buyers with a 25% deposit have access to over six times as many mortgage products..
Doe this provide you with opportunity?
First-time buyers with a 25% deposit have access to over six times as many mortgage products as those who are only able to put a 5% deposit down, mortgage insurer AmTrust’s latest mortgage LTV tracker has found.
The monthly mortgage cost disparity for average first-time buyers seeking averagely-priced homes continues to be high, with 95% LTV borrowers continuing to pay close to 50% more for their mortgages than those at the 75% LTV level.
On average those with smaller deposits pay £780 per month/£9,360 each year, while those with 25% deposits pay £521 per month/£6,252 per year.
*Base rate rise gets passed onto 75% LTV products Patrick Bamford, business development director at AmTrust Mortgage & Credit, said: “Clearly, over the last year we have seen a renewed interest in the high LTV first-time buyer mortgage market from a number of lenders, and this increased competition has led too far greater product choice plus more competitive rates. More here https://www.mortgageintroducer.com/theres-six-times-many-products-75-ltv-borrowers-95/
Navigate your way through this financial ‘challenge’ and speak to David Sharples on 0800 756 7794 today.
One in four first-time buyers refused a mortgage by their banks……… look at using a broker who can search across the whole of the market.
Can Search help you?
If you are buying your first home in Britain it can still be very difficult, despite steps taken by the government to make the process easier, research suggests.
A recent study from a major bank suggested of those currently looking to buy their first home, almost 89% find it difficult, slightly down from August 2017 when the percentage was at 93%.
Raising a deposit is still the number one obstacle for four in 10 prospective first-time buyers, up from 34% in August last year. The number currently living with friends or family in order to save for a deposit has increased, from 23% in August 2017 to 27% in 2018, while a further third would consider it if it meant they could get on the property ladder quicker.
Concern about mortgage affordability has dropped since last year from 12% to 5%, but for one in 10 prospective first-time buyers, actually securing a mortgage is the biggest concern.
Does your current account bank help ?
One in four first-time buyers were refused a mortgage when they first applied through their main bank, with this most prevalent in London where nearly half experienced this.
Nearly half of first-time homeowners, or 48%, said they have had at least one property purchase fall through.
This is up significantly from August last year, when only 26% said they had lost a potential purchase, and is most common in London, with a percentage of 73%.
The average loss on fees and other home buying costs was £2,200 – this equates to a cumulative figure of £2.3bn for those who bought in the last three years.
It is unsurprising therefore that for nearly one in 10 first-time homeowners, the general uncertainty of the buying process was the hardest part, so much so that for 52%, the process made them ill.
However, there is a positive aspect, with almost eight in 10 saying that owning a home has made them more financially stable. For 81%, not having to waste money on rent is seen as a massive bonus. Also, most first-time homeowners feel confident they will be able to move up the ladder when the time comes, with a percentage of 81%.
It is apparent from the latest index that the house buying process leaves a lot to be desired. We have been encouraged by the government’s renewed focus on the issue of housing with the recent review into the house buying process, although it is too early yet to gauge real impact.
We believe the real crux to fixing the broken housing market is to improve and increase housing stock. This is echoed by over a quarter of first time buyers who would like to see more building on the green belt. While the Chancellor announced some measures to build new homes in the Autumn Budget last year, given the government’s record on house building, it is necessary to make some serious progress. We need real action and results, not more consultations and whitepapers,” he added.
Call David and his team on 0800 756 7794 for immediate help and support.
Your home may be repossessed if you do not keep up repayments on your mortgage Search Mortgage Solutions is a trading style of David A Sharples which is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Mortgage Planning Limited is entered on the FSA register under reference 440718.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
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