Russell and Russell Solicitors can deal with all the legal aspects of your new life together. Whether you’re buying or selling a property, looking to protect your assets, thinking about starting a family or want to leave your possessions to those you care about, we can help.
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Two thirds of parents don’t have a valid will.
What are the implications for you?
Research carried out by Royal London has revealed that 59% of parents don’t have a will and if they do, it’s out of date. This can be particularly problematic because without one, any children under the age of 18 will be brought up by who the law dictates should look after them, not who the parents might want to care for them. Other worrying statistics showed that 54% of the adult population doesn’t have a will, with 24% of those people having no intention of making one, although 34% of them said that they would consider drafting a will if they became ill. Alarmingly, the study also cited that a staggering 5.4 million people don’t even know how to go about drafting their will. “A will is an incredibly important document; you should never underestimate the power of it”, said Judith Bromley, head of wills and probate at Russell & Russell. “Without it, you can’t choose who you want to benefit from your estate, who you want to look after your kids if anything happens to you or, indeed, whether there’s anyone you don’t want to benefit from your passing. “And it doesn’t stop there. If you don’t have a will in place, your next of kin will have to apply for probate, which just adds to the expense and heartache at a time when they really don’t need the additional stress.” The Royal London report also pointed out that 31% of people who had made a will, had experienced a significant life event, such as marriage, divorce or having children, but over half of these people hadn’t updated their will to reflect the change in their circumstances. Many people are unaware that a change to their personal situation invalidates any previously drafted will, so it’s crucial to keep it up to date. The research concluded that instructing a solicitor was the most popular way to draft a will (68%) and the process of writing it was far simpler than originally perceived. 85% said drafting their will was ‘quick’ while 90% viewed it as ‘easy’. Learn more here https://www.russellrussell.co.uk/
Published on - Thu, 13 Dec 2018
Number of children involved with Social Services rises dramatically.
Sad reading but we must all be aware.
Alarming figures have shown a steep rise in the use of children’s
social services over the last decade which is pushing council budgets to
According to research published by the Association of Directors of Children’s
Services, over the last year almost 2.4 million people reported concerns over
the welfare of a child – a 78% increase on 10 years ago. The number of investigations
in to children at risk of harm have more than doubled, from 77,000 in 2008 to
almost 200,000 last year – a staggering 159% increase.
There are two types of child protection. Section 47 investigations
- when there are fears that a child is at risk of significant harm - have seen
the steepest rise. Social workers, police and other agencies are involved, so a
huge amount of resource, money and effort goes into these cases.
That said, there’s also been a considerable increase in the number
of children placed on child protection plans. This is when social workers
monitor the way a child is being looked after to keep them safe because their
basic needs are not being met; for example not getting enough food, having
nowhere suitable to sleep or living in a cold home.
Child protection is a really complex subject with no one reason
being the sole cause of the problem. Here, we outline the study’s main explanations
behind the surge in numbers and why they’re putting pressure on local
Well documented cases, such as Baby P and Victoria Climbié have
generated greater awareness of child abuse and neglect. Now, the public is far
more vigilant at spotting and reporting concerns over children.
numbers in care
Although the majority of children on the social services radar
will remain with their families, the number of children taken into care over
the last 10 years has increased by 24%. Most of the 75,000 children in local
authority care are there because of abuse or neglect. Other reasons for being
taken in state care are family dysfunction or because their family is in serious
distress. Disability makes up a small number of those children in care.
Children aged between 10 and 15 represent the largest group in
care. More boys than girls tend to be entrusted to the local authority. Increases
in the number of unaccompanied asylum seeking children, who are more likely to
be male, is the driving reason behind this, according to official statistics. Despite
75% of the children in care being white, the over-representation of children
from non-white backgrounds is thought to be linked to the number of young
The number of children in care depends on where they live. In
Blackpool, 184 in every 10,000 children are in care. Further south, the stats
for Windsor and Maidenhead are in stark contrast. There, only 34 children in
every 10,000 are being looked after by the local authority.
The research also suggests that regardless of where they are in
the UK, those children living in the most deprived areas are 10 times more
likely to be taken into care. Deprivation is the biggest factor for children
becoming involved with child services, according to the Child Welfare
Inequalities project. Around one child in 60 was in care in poor areas, while
this was one in every 660 in affluent areas.
Domestic violence has also played a primary role in the number of
children being a ward of child protection services. Nearly half of the cases assessed
were as a consequence of domestic
abuse. Mental health issues was the next biggest factor.
In an age of austerity, funding is an obvious problem. Despite
councils maintaining they’ve tried to save children’s services from cuts, the
effect of inflation has had a negative impact. Coupled with increasing demand
and more complex cases it’s inevitable for councils to have overspent on
With such constraints, budgets have often been focussed on
statutory services which protect children at risk of neglect or abuse. The bad
news is that this has meant cuts to the early intervention teams who might be
able to ease future pressures. The good news is that the government committed
an extra £84 million for children’s services over five years in the recent
Staffing is a real problem for local authorities. Keeping consistent
faces is imperative to build the trust needed to form relationships with children
at risk. While there are a lot of vacancies, many of these roles will go to
agency social workers which, of course, come at a higher cost than staff on the
payroll. Figures collected by the BBC show that between 2012/13 and 2016/17 at
£356 million, local authority spending on agency staff nearly doubled.
Government policy since the 1960s has been to move away from
placing children in residential care homes. Now, nearly 75% of those in local
authority care are housed with foster parents, costing around £1.7 billion each
The importance of foster carers can’t be underestimated, but there
aren’t enough of them. Adoption figures have fallen since their peak in 2015
when David Cameron championed a campaign to increase the number of foster
carers in Britain. The shortage of foster carers, and their ability to take on
‘challenging’ children, depended on which area of the country a child lived,
according to a review published in February 2018.
Around 4,000 children who aren’t with foster carers are still
living with their parents under the supervision of local authority while almost
8,000 spend time in children’s homes, secure units or live semi-independently.
Of the 31,000 children in care in 2017, almost a third of them
went back to the families. 12% were placed under special guardianship orders
where a relative took care of them. 14% of the children were adopted after
having spent an average of two years in care and most of those were between the
age of one and four. Sadly, only 1% of children aged 10 or over were adopted.
Around 25% of children looked after by foster carers continue to
live with them after they turn 18 and stop being under the remit of the local
authority. For others, however, it can
In terms of education, only 6% of care leavers went to university
in comparison to 33% of all 18 year olds, although half of those leaving care
were in some form of training, education or employment. It’s thought that
around 25% of those in youth prisons have spent time in care.
Speaking of the report, Amanda Connor, head of family
law at Russell & Russell, said: “The figures come as no surprise
to me. As a practice, we’ve seen an alarming increase in the number of child
protection cases over the last year.
“Clearly much needs to be done to secure the safeguarding of
vulnerable children – from greater budget allocation, to resources to a more
joined up service in order to ensure that children and young people are cared
for and can look forward to a brighter future”.
595,000 people experienced work related stress, depression or anxiety
and despite Britain being one of the safest places to work, 144 people were involved
in fatal accidents.
Fines totalling £72.6 million were imposed on 493 cases that were
prosecuted by the Health and Safety Executive or passed to the Crown Office and Procurator Fiscal Service (COPFS) in Scotland. Details of the report follows new legislation that came into force on the
1st November which has the power to jail employers who are proved to
be responsible for employee workplace deaths (see our news article dated 24/09/18).
As has been the case in the past, agriculture and
construction are the highest risk areas for injury. Overall, slips,
trips and falls accounted for the majority of injuries (31%) with handling,
lifting and carrying coming in at 21%. Being struck by an object made up 10% of
injuries while falls from height was recorded at 8%. Injuries sustained as a
result of violence in the workplace accounted for 7%.
In 2016/2017, workplace injuries cost Britain £5.2 billion, while new
cases of work-related ill health cost £9.7 billion.
Speaking of the report’s findings, Jane Penman,
partner in Russell & Russell’s personal injury department
said: “Although the UK has an enviable track record in health and safety it’s
clear there’s still much to be done. All too often, we see lots of people who
have suffered an accident at work due to employers trying to cut
corners or save money.
“Employers have a responsibility to keep their workforce safe, so they
need to ensure their safety protocols leave nothing to chance. If they don’t,
they can expect to see not only monetary fines, but also prison sentences
imposed should they be found to have been negligent.”
The cost of dying will rise from April next year.
Probate fees to rise leaving families as much as £6,000 out of pocket
Read what you can do below..
In what is being described as a stealth death
tax, the government is introducing new fees which will see families being hit
with bills as much as £6,000 to secure probate on a loved one’s estate.
The cost of probate, which is gaining legal control over a deceased
person’s assets, is to increase from a flat fee of £215 to as much as £6,000
for wealth estimated at over £2million.
Currently, bereaved families pay £215 to apply
for probate to administer a loved one’s finances when they die. This fee is
slightly less – £155 – if they use a solicitor. Typically, probate has to be
granted before families can access any money from an estate.
According to the Ministry of Justice, the new
sliding scale charges will start at £250 and be capped at no higher than 0.5%
of the value of the estate. This will affect around 280,000 families a year,
56,000 of which will be faced with bills of between £2,500 and £6,000. One
saving grace is that estates valued at less than £50,000 will be exempt from
the charges. At the moment the threshold is £5,000.
Executors will have to pay the fee up front
before reclaiming it from the estate once probate has been granted. It’s
expected that some grieving families will have to resort to loans to cover the
fees, but the Ministry of Justice has stated that it will be publishing
guidance on ways to pay.
The increase has stuck a chord with legal
groups, campaigners and charities. Sir Vince Cable, leader of the Liberal
Democrats, branded the increase “astronomic”. This has been echoed by Steve
Webb, a former pensions minister. Mr Webb, who is now policy chief at
investment firm Royal London, accused the government of sneaking out the
Critics also allege the government will use the
new fees to help prop up a £1.6billion shortfall in the cost of the ailing courts
service. The MOJ is expected to make an extra £185million a year from the
charges by 2022-23.
In contrast, the government argues that the fee
is not a tax and will see 25,000 families benefit from the changes each year. Justice
Minister, Lucy Frazer said: “Fees will be set at a level to ensure that they
will only be paid by those who can afford them, with all income going directly
to our courts and tribunals – ensuring justice is done, and protecting victims
and vulnerable people.”
The government is also defending the move by
declaring the increase is not as much as it had proposed last year when bills
were projected to rise as high as £20,000 (see our news article dated
20/03/2017 on the Russell & Russell website). Opponents are quick to point
out, however, that the cost of the probate process will not require extra work
or resources for the additional fees.
Judith Bromley, head of wills and probate at Russell & Russell Solicitors said: “When
changes to the probate system were proposed in 2017, a cross-party
parliamentary committee warned that they might not be lawful. The MOJ was
clearly informed that the fee should cover the cost of the probate process and
there’s no more work involved in administering an estate of £5,000 than there
is to one of £500,000, so I’m at a loss as to how the government can justify
this as anything other than a tax.”
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